Terms of Service

1. User's Acknowledgment and Acceptance of Terms

Ascentia ("Ascentia," "we," "us," or "our") provides the ascentia.app website and various related services (collectively, the "Site") to you, the user, subject to your compliance with all the terms, conditions, and notices contained or referenced herein (the "Terms of Service"), as well as any other written agreement between you and us. In addition, when using particular services or materials on this Site, you will be subject to any posted rules applicable to such services or materials that may contain terms and conditions in addition to those in these Terms of Service. All such guidelines or rules are incorporated by reference into these Terms of Service.

BY USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE, PLEASE EXIT THE SITE NOW. YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF SERVICE BECOMES EFFECTIVE IMMEDIATELY UPON YOUR FIRST USE OF THIS SITE.

Effective date: October 13, 2025. We expressly reserve the right to change these Terms of Service from time to time without notice to you. You acknowledge and agree that it is your responsibility to review this Site and these Terms of Service from time to time and to familiarize yourself with any modifications. Your continued use of the Site after such modifications will constitute acknowledgment of the modified Terms of Service and agreement to abide by them.

As used in these Terms of Service, references to our "Affiliates" include our owners, subsidiaries, affiliated companies, officers, directors, suppliers, partners, sponsors, and advertisers, and include (without limitation) all parties involved in creating, producing, and/or delivering this Site and/or its contents.

2. Description of Services

We make various services available on this Site including, but not limited to, trade journaling, trade analysis, sharing or publishing of trades, and other related services. You are responsible for providing, at your own expense, all equipment necessary to use the services, including a computer and Internet access (including payment of all fees associated with such access).

We reserve the sole right to modify or discontinue the Site, including any of the Site's features, at any time with or without notice to you. We will not be liable to you or any third party should we exercise such right. Any new features that augment or enhance the then-current services on this Site shall also be subject to these Terms of Service.

3. Registration Data and Privacy

To access some services on this Site, you will be required to create an account and password by completing our online registration form, which requests certain information and data, and by maintaining and updating your registration data as required. By registering, you agree that all information provided is true and accurate and that you will maintain and update this information to keep it current, complete, and accurate.

You also grant us the right to disclose to third parties certain registration data about you, but only as specifically described in our Privacy Policy.

4. Conduct on Site

Your use of the Site is subject to all applicable laws and regulations, and you are solely responsible for the substance of your communications through the Site. By posting information in or otherwise using any communications service, chat, message board, newsgroup, software library, or other interactive service available on or through this Site, you agree that you will not upload, share, post, or otherwise distribute or facilitate distribution of any content that:

• is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts, or otherwise violates our rules or policies;
• victimizes, harasses, degrades, or intimidates an individual or group on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
• infringes any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right;
• constitutes unauthorized or unsolicited advertising, junk or bulk email ("spam"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
• contains software viruses or any other code, files, or programs designed to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
• impersonates any person or entity, including any of our employees or representatives.

We neither endorse nor assume any liability for content uploaded or submitted by third-party users. We generally do not pre-screen, monitor, or edit user content, but we (and our agents) have the right, at our sole discretion, to remove any content that, in our judgment, does not comply with these Terms of Service or is otherwise harmful, objectionable, or inaccurate. You consent to such removal and waive any claim against us arising from such removal. See "Use of Your Materials" below for procedures if you believe content infringes your rights.

You may not use your account to breach the security of another account or attempt to gain unauthorized access to another network or server. You shall not interfere with anyone else's use and enjoyment of the Site. Users who violate systems or network security may incur criminal or civil liability.

We may, at any time and at our sole discretion, terminate your membership, account, or other affiliation with the Site without prior notice for violating any of the above provisions. We will cooperate fully with law enforcement authorities in investigating suspected criminal violations.

5. Subscriptions

Subscriptions are sold on this Site and are generally paid in advance to receive the service.

6. Third-Party Sites and Information

This Site may link you to other sites on the Internet or include references to information, documents, software, materials, and/or services provided by other parties. These other sites and parties are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of their content. The inclusion of a link or reference is provided as a convenience and does not imply endorsement or association by us.

7. Intellectual Property Information

Copyright © 2025 Ascentia, All Rights Reserved.

For purposes of these Terms of Service, "Content" is defined as any information, data, communications, software, photos, video, graphics, music, sounds, and other material and services viewable by users on our Site.

By accepting these Terms of Service, you acknowledge and agree that all Content presented on this Site is protected by intellectual property laws and is the sole property of Ascentia or its content providers. Except for a single copy made for personal use, you may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any documents or information from this Site without prior written permission from us or the specific content provider. Any unauthorized use may violate applicable laws and could result in criminal or civil penalties.

Neither we nor our Affiliates warrant or represent that your use of materials displayed on, or obtained through, this Site will not infringe the rights of third parties. All custom graphics, icons, logos, and service names are trademarks or service marks of Ascentia. All other trademarks are the property of their respective owners. Nothing in these Terms grants you any right to use any trademark, service mark, logo, and/or the name of Ascentia or its Affiliates.

8. Accuracy of Information

All information on this Site is for educational and informational purposes only. While believed to be accurate, none of the information on this Site should be solely relied upon for making actual investment decisions. Ascentia is a distributor (and not a publisher) of content supplied by third parties. None of the information on this Site is guaranteed to be accurate, complete, useful, or timely. Ascentia and its third-party providers do not warrant such accuracy, completeness, usefulness, or timeliness. Ascentia neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on the Site.

9. Investment Decisions

You assume all risk associated with investment decisions made on the basis of information on this Site. It is our policy to never advocate the purchase or sale of any individual investment vehicle. You should understand that Ascentia, its third-party providers, and their respective officers, directors, and employees may be active investors and may or may not have positions in any investment vehicle mentioned. Before executing any trade, consult your broker or other financial representative to verify pricing and other information. Ascentia, its third-party providers, and/or content partners shall have no liability for investment decisions based upon information found on this Site.

10. Shared Trades

a. Posting and Commenting

(i) By posting and sharing your content using the services, you grant an unrestricted, irrevocable, non-exclusive, royalty-free, perpetual, worldwide, and fully transferable, assignable, and sublicensable license to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your content as necessary to provide the services.

(ii) You warrant and represent that you own or control all rights to the content you post, or that your use constitutes fair use. You will not knowingly provide false or misleading information, and your content will not violate these Terms. Do not disclose personal information or information you are not authorized to disclose.

(iii) You agree to indemnify and hold Ascentia and our Affiliates harmless for any claims or demands, including reasonable attorney fees, arising from your use of the service, any content you supply, or your violation of these Terms or others' rights.

(iv) We may, in our sole discretion, terminate your access to the services and/or remove your content if we consider your statements or conduct to be inaccurate, illegal, obscene, defamatory, threatening, infringing, invasive of privacy, injurious, objectionable, or otherwise in violation of these Terms or applicable law.

b. Accessing

(i) We will not be liable for any errors or omissions, loss, or damage incurred as a result of use of any content posted on this Site. You must evaluate and bear all risks associated with use of any content. You agree not to collect information about others or use information obtained from the services to send unsolicited email.

(ii) The service is provided for informational purposes only; we are not responsible or liable for the accuracy or availability of any information appearing on the service.

(iii) Shared trades may provide links to other websites. We are not responsible or liable for such content and make no warranty about accuracy, copyright compliance, legality, merchantability, or any other aspect of such content. Inclusion of links does not imply endorsement by us.

11. Disclaimer of Warranties

ALL MATERIALS AND SERVICES ON THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WITHOUT LIMITATION, WE DO NOT WARRANT THAT (A) THE SERVICES OR MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SERVICES OR MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) THE RESULTS FROM USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE, OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SITE WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS, OR DEFECTS.

This Site may include technical or other mistakes, inaccuracies, or typographical errors. We may make changes to the materials and services at this Site, including prices and descriptions, at any time without notice. Materials or services at this Site may be out of date, and we make no commitment to update them.

Your use of the services or downloading of any materials is at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results.

Transactions with other users or vendors are solely between you and such parties. WE MAKE NO WARRANTY REGARDING ANY TRANSACTIONS EXECUTED THROUGH, OR IN CONNECTION WITH, THIS SITE. Any warranty for third-party products, services, materials, or information is provided solely by such third party.

Some jurisdictions do not allow exclusion of certain warranties; some limitations may not apply to you.

12. Limitation of Liability

IN NO EVENT SHALL WE OR OUR AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR ANY WEBSITE REFERENCED OR LINKED FROM THIS SITE.

We shall not be liable for third-party goods and services offered through this Site or for assistance in conducting commercial transactions through this Site, including processing of orders.

Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages; the above limitations may not apply to you.

13. Indemnification

Upon our request, you agree to defend, indemnify, and hold us and our Affiliates harmless from all liabilities, claims, and expenses, including attorneys' fees, that arise from your use or misuse of this Site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses.

14. Security and Password

You are solely responsible for maintaining the confidentiality of your password and account and for all statements made and acts or omissions that occur through their use. Our personnel will never ask you for your password. You may not transfer or share your account with anyone, and we reserve the right to terminate your account if you do. Notify us immediately of any unauthorized use or other breach of security. We are not liable for any loss or damage arising from your failure to comply with this provision.

15. International Use

Although this Site may be accessible worldwide, we make no representation that materials on this Site are appropriate or available for use in locations outside your jurisdiction, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws. Any offer for any product, service, and/or information made in connection with this Site is void where prohibited.

16. Termination of Use

We may, at any time and at our sole discretion, terminate or suspend your access to all or part of the Site with or without notice for any reason, including, without limitation, breach of these Terms of Service. Upon termination or suspension, your right to use the services immediately ceases, and we may deactivate or delete your account and all related information and files. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension.

17. Governing Law

These Terms and your use of the Site will be governed by and construed in accordance with the laws of the State of Florida, USA, without regard to conflict of laws principles, and the courts located in Florida shall have exclusive jurisdiction and venue.

18. Notices

All notices to us must be in writing and sent via email to support@ascentia.com. We may broadcast notices or messages through the Site to inform you of changes or other matters; such broadcasts constitute notice to you at the time of sending.

19. Entire Agreement

These Terms constitute the entire agreement between you and us concerning the subject matter hereof and supersede all prior agreements and understandings. These Terms may not be altered, supplemented, or amended by the use of any other document(s) unless otherwise agreed in a written agreement signed by you and us. To the extent anything associated with this Site conflicts with these Terms, these Terms shall take precedence.

20. Miscellaneous

In any action to enforce these Terms, the prevailing party will be entitled to costs and attorneys' fees. Any cause of action brought by you against us or our Affiliates must be instituted within one year after the cause of action arises or be deemed forever waived.

You may not assign your rights and obligations under these Terms; any attempt to do so will be null and void. We may freely assign our rights and obligations.

You agree not to sell, resell, reproduce, duplicate, copy, or use for any commercial purposes any portion of this Site, or use of or access to this Site.

We are excused from liability for non-delivery or delay arising from events beyond our reasonable control, whether or not foreseeable, including labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes beyond our control.

If any part of these Terms is held invalid or unenforceable, that portion shall be construed to reflect the parties' original intent, and the remaining portions shall remain in full force and effect.

Any failure by us to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

21. Contact Information

Except as explicitly noted on this Site, the services available through this Site are offered by Ascentia. If you notice that any user is violating these Terms of Service, please contact us at support@ascentia.com.

22. Refunds and Cancellations

Ascentia has a no-refund policy after sign-up. All payments made are final and non-refundable.

Ascentia is not responsible for continued subscription charges if a customer forgets to cancel. It is the customer's responsibility to confirm cancellation.